Auto Insurance in Connecticut

Everything you need to know about auto insurance rates, requirements, and savings in Connecticut.

Average Annual Costs

$1,500

Typical range: $1,200 - $1,800

Minimum Liability Requirements

$20,000/$40,000/$10,000

Format: Bodily injury per person / Bodily injury per accident / Property damage

Fault System

at-fault

In at-fault states, the driver responsible for the accident pays for damages. Your insurance company defends you in court if needed.

Factors Affecting Your Rates in Connecticut

  • Driving record and accident history
  • Age and gender
  • Credit score
  • Vehicle type and safety features
  • Annual mileage
  • Coverage limits selected
  • Deductible amount

Ways to Save on Insurance in Connecticut

  • Bundle auto with home or renters insurance
  • Maintain a clean driving record
  • Take a defensive driving course
  • Ask about low-mileage discounts
  • Increase your deductible

Related Guides

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Legal notice: Information provided is for general educational purposes only and is not legal advice. Laws vary by jurisdiction and change over time. For guidance about your specific situation, consult a licensed attorney in your state.

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