Auto Insurance in District of Columbia

Average Annual Costs

$1,900

Typical range: $1,520 - $2,280

Minimum Liability Requirements

$25,000/$50,000/$10,000

Format: Bodily injury per person / Bodily injury per accident / Property damage

Fault System

at-fault

In at-fault states, the driver responsible for the accident pays for damages. Your insurance company defends you in court if needed.

Factors Affecting Your Rates in District of Columbia

• Driving record and accident history
• Age and gender
• Credit score
• Vehicle type and safety features
• Annual mileage
• Coverage limits selected
• Deductible amount

Ways to Save on Insurance in District of Columbia

• Bundle auto with home or renters insurance
• Maintain a clean driving record
• Take a defensive driving course
• Ask about low-mileage discounts
• Increase your deductible

Related Guides

• How to Lower Your Auto Insurance Costs
• Liability Coverage Explained
• At-Fault vs. No-Fault Insurance

Get Your Rate Quote

See how much you can save on auto insurance in District of Columbia

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